Client permissions

Consent before any direct message

Advice by phone, SMS, or WhatsApp is offered only when you have given Kalpis Enterprise permission to use those channels.

Confidentiality and sharing

Personal financial information and consultation records are kept confidential and handled with care. Client contact details are not distributed to unauthorized parties or shared with third parties outside the arrangements needed to provide the service.

Retention of communication records

Records of consultations and permitted communications are retained only for as long as needed to deliver the advisory relationship and meet applicable obligations. Stored information is protected against unauthorized access.

Withdrawing permission

You may withdraw permission for phone, SMS, or WhatsApp contact at any time by contacting Kalpis Enterprise using the details on the contact page.